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Legal and Terms

The fyi Lab – Terms of Use & Legal Disclaimer

Last updated: October 27, 2025

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Welcome to The fyi Lab (the “Site,” “we,” “our,” or “us”).
By accessing or using this website, our data services, or any content, tools, or APIs provided by The fyi Lab, you agree to these Terms of Use and our Legal Disclaimer. Please read them carefully. If you do not agree, you must not use this website or any related services.

 

1. About The fyi Lab

The fyi Lab is an informational and analytical platform.

 

Our purpose is to provide data-driven insights, AI-assisted analysis, and public-interest information regarding technology, business transparency, and ethical practices.

 

While we strive for accuracy and reliability, The fyi Lab does not provide legal, financial, or professional advice.

 

2. Acceptance of Terms

By using this Site, creating an account, subscribing, contributing, or accessing our data or API, you agree to comply with and be bound by these Terms.

 

If you are accessing this Site on behalf of a company or organization, you represent that you have authority to bind that entity to these Terms.

 

3. Use of Content

All text, data, visuals, design, logos, trademarks, and other materials (collectively, “Content”) on this Site are owned by Rukus Group Inc. or its licensors and are protected by copyright and trademark laws.

 

You may:

  • View and share non-commercial excerpts of Content with clear attribution to “thefyilab.com”.

  • Use data or findings for commentary, research, or educational purposes with proper credit.

 

You may not:

  • Republish, sell, resell, or exploit any Content or data for commercial gain without express written consent.

  • Misrepresent The fyi Lab data, findings, or AI outputs as factually verified or endorsed conclusions.

  • Use the Site in any unlawful, fraudulent, or abusive manner.

 

4. AI-Generated Analysis and Opinion

The fyi Lab sometimes uses artificial intelligence (AI) systems to produce insights, opinions, and automated commentary.
These outputs are informational only and should not be interpreted as fact, advice, or guarantee.
While we make every effort to monitor accuracy and reliability, AI-generated content may contain errors or biases.

 

By using the Site or API, you acknowledge and agree that:

  • AI outputs are probabilistic and should be independently verified.

  • The fyi Lab is not liable for reliance on such outputs or interpretations made by third parties.

 

5. User Accounts & Data

When you create an account, subscribe, or interact with our services, you agree to provide accurate and current information. You are responsible for maintaining the confidentiality of your login credentials.

 

We collect and process user data such as:

  • Email addresses and account information

  • Analytics, usage logs, and cookies

  • Subscription details (e.g., Patreon or API access)

 

All data is handled in accordance with our Privacy Policy.

 

You may not use another person’s account or impersonate others. We reserve the right to suspend or terminate access for any violation.

 

6. Paid Services & Subscriptions

Certain The fyi Lab features such as Patreon memberships, API keys, or premium datasets may require payment.
By purchasing or subscribing, you agree to the applicable fees, renewal terms, and third-party payment processor conditions.

All fees are non-refundable except where required by law.

 

7. Third-Party Links and References

Our Site may contain links to external sites, media, or references for informational purposes. The fyi Lab has no control over and assumes no responsibility for the content, policies, or practices of any third-party websites or services.

 

8. Intellectual Property Rights

All The fyi Lab branding, data structures, algorithms, databases, reports, and presentation formats are the exclusive property of Rukus Group Inc.. and may not be copied, distributed, reverse-engineered, or reused without prior written permission.

 

9. No Warranty

This Site and all related services are provided “as is” and “as available” without warranties of any kind, express or implied.

 

The fyi Lab makes no guarantees regarding accuracy, completeness, or timeliness of information or data presented on the Site.

 

We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

 

10. Limitation of Liability

To the maximum extent permitted by law, Rukus Group Inc., its officers, directors, employees, or affiliates shall not be liable for any damages, including but not limited to:

  • Direct, indirect, incidental, consequential, or punitive damages;

  • Loss of profits, data, or goodwill;

  • Errors, inaccuracies, or omissions in any AI-generated or human-curated content;

  • Unauthorized access or use of our servers or stored information.

 

If you are dissatisfied with any part of the Site, your sole remedy is to discontinue use.

 

11. Indemnification

You agree to indemnify and hold harmless Rukus Group Inc. and its affiliates from any claims, damages, liabilities, or expenses arising from:

  • Your use or misuse of the Site or API;

  • Your violation of these Terms;

  • Your infringement of third-party rights.

 

12. Changes to Terms

We may update these Terms at any time. Updated versions will be posted on this page with a revised “Last updated” date.
Your continued use of the Site after any changes constitutes acceptance of the new Terms.

 

13. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of Ontario, Canada, and applicable federal laws of Canada. Any disputes shall be resolved exclusively in the courts located in Toronto, Ontario.

 

14. Contact Information

For legal inquiries, please contact:
rukusintel@gmail.com

Rukus Group Inc., Toronto, Ontario, Canada

 

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Legal Disclaimer

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The information and opinions presented on The fyi Lab are for informational and educational purposes only.
They do not constitute legal, financial, investment, or professional advice.

 

The fyi Lab analyses, rankings, and AI outputs are based on available public data, proprietary models, and human review.

 

We make no representations or warranties of any kind about:

  • The accuracy or completeness of information presented;

  • The suitability of data for any particular purpose;

  • Endorsement or opposition of any company, brand, or product.

 

By using this Site, you agree that The fyi Lab is not responsible for decisions, investments, or actions taken based on its content.

 

If you require professional or legal advice, please consult a qualified expert in the appropriate field.

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